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CareerKey claim to 'credit' your money back if you don't find work within a certain period, this is not the same as saying they will REFUND your money back, credit takes many forms.
Kate I believe works from a company called Graham Reed (Global Talent Acquisition Solutions), a company not secured by google. Their page claims work with Coca Cola, Vodafone and other reputable, trustworthy brands yet you cannot trace these works through a portfolio or gallery to demonstrate any sort of legitimacy.
Kate then recommends CareerKey also not a non- secure company, investigate yourself and call the contact number on their contact page where you will not get through to anyone, so when they steal your money there no trace to get back to, or raise any grievance.
My suggestion is to go to an accredited university or college for short courses to build your portfolio for learnt and certified skills then you can be certain you get what you've paid for, scams are not funny and due to being scammed before by other catfish companies i suggest you do your research and be vigilant online, anyone can set up a website these days in a matter of minutes, you can not be certain who is on the other side. Find tangible real life experience with a location you can go to for reassurance.
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Avoid at all costs, total con.