Cardinity

it's a scam! I closed my account because I did not agree with their regulations, they refuses to refund my money and tell me that it is blocked for 540 days !!! so beware of Cardinity and apparently I'm not the only one to complain

Cardinity is a great payment provider – easy to install and use (I personally use it with OpenCart), never had an issue myself or had complains from customers.
I am also happy with the % they take as they are significantly lower than other ones I checked.
Overall I am very happy with my choice 🙂

They have 'marketing' specialists inflating their reviews on quora and possibly here too. even a kid can recognize the attempt. speaks tons about how they operate….

we used to process with them: 60% of transactions were getting declined because issuing banks don't trust them. they have tons of rogue customers hence the banks of half the world don't trust them anymore and NEGATE the payments.

They process tons of 'borderline' stuff and when they can they'll hold your money, pretend they have sent payouts when they did not.

they have Benjamin trying to sell you that cardinity is the best of the best, he gets a big cut im sure on this low level payment processor.

Internal dashboard looks like 1995.

We decided to use Cardinity as a payment gateway for our online shop – detailingstorebg.com , because of several advantages over other platforms on the market
– Free platform
– Very good integration with our OpenCart platform, even though it is a very old version
– The customer does not leave our site upon payment
– High security when paying with a card that offers Cardinity
– The platform is multilingual, which is good when we sell in difrent countries
– And the most important thing is the excellent and fast communication with all of Cardinity team!
– Exellent support
Thank you Cardinity! Thanks to your payment platform, our company has increased its sales many times over!

I have used Cardinity for a few weeks and so far very happy with their service. Their integration was simple and they reply quickly to your questions. Payouts every Monday without any delays. Transaction rates are very low. Overall happy so far

SCAM OF VERY HIGH LEVEL.

ADVANTAGE:

They're polite (YES I'm objective I'm obliged to tell the team is correct)

INCONVENIENCE:

-2 weeks for create an account.
-They ask documents all days.
-24 hours for answer at emails (no one time less than 24 hours).
-Pay each month (same if in first message they tell payment each week)
-DAY OF PAYMENT…. NOT PAY and they will find many reasons for pay few weeks after.

Sure I provide all documents they ask but all time new reasons do not pay like; Anti-Money Laundering (AML) and Counter Terrorist Financing (CTF)

Actually I have no receive 1 dollars of cardinity. They keep my money without reasons. I will see but I doubt we stay just like that same if they're in Lituania I will go in court if it's necessary same for very small amount.

PS: IF ANYONE DOUBTS WHAT I SAY TEST YOURSELF … YOU WILL REGRET I'M SURE.

Cardinity is an CANCER.

I have find this platform who is regulated by the central bank of the republic of lithuania. I had think they're serious so I'm register.
First Problem; You need of 1,5 week for be registered (really 1,5 week). They not ask all documents in same time but they ask new documents each days. When you're new you will receive your payment each ….. MONTH .
When you see that, like all person normal you think indeed it's better to stay far BUT we are never disapointed with this "company"
The day of payment I think be paid…LOL not with cardinity NO. The day of payment it's the day who you will receive an email where they will ask proofs you send the products. I provide many details BUT….still not good they wait the clients receive products for you pay. So concretly you receive payments not 1 month after but 1,5-2 month in the better case.

For resume if you want win money not use this company At the moment I write I'm not sure I receive 1 day the money they have. I'm youtubeur business I will in the next days make an video about Cardinity with "screen" where I will give my full opinion about the company and the team.

This Cardinity company is very wrong because they first confirmed us, after received initially demands our company documents, that they are ready to provide PSP to open merchant account but then they begun demand so much authorities documents and confirmations from us above 30 confirmed and notarized documents for which we spent so much money and time above one month and to end said that our company don,t met their requirements because their risk team has decided that our company don,t met the EU rules and polices as well as VISA and MasterCard requirements.
BUT IT IS WRONG BECAUSE REALLY WE MEET ALL THESE REQUIREMENTS SINCE OTHERS PSP PROVIDER JUST DURING FEW DAYS HAS CONFIRMED US THAT THEY OPEN US MERCHANT ACCOUNT!!! Therefore please don,t believe to them what they promise you because to end they just can bypass you and all your efforts,time and money will be spend and losset for anything.

Despite the impressive and nice application form, the company has an ignorant risk manager, who does not even fully read the content while reviewing application forms. My application has been failed on 3 requirements (and actually it WAS compliant for all 3!) with the statement "Unfortunately, this decision is final and cannot be negotiated". This is now a "never again" brand for me.
I am providing this feedback only to the company owners – perhaps they are interested to have an external opinion…

UPD. The active response is appreciated, however, it is unacceptable to make conclusions without getting to understand the nature of business behind the application form.

Cardinity's team helped me creating my account in only 2 days. You can reach them easily via email or phone and they will always do their best to help you quick, like really quick. Something that really makes a difference with Cardinity's competitors.

Stay aware from this company

Online credit card payment processing provider